SIP Calculator (Mutual Fund Wealth Returns)
Calculate expected maturity wealth and compound gains on monthly SIP investments.
Investment Projection
About Systematic Investment Plan (SIP) Calculator
Plan your financial freedom and wealth creation with our SIP (Systematic Investment Plan) Calculator. Calculate the future maturity value of your monthly mutual fund investments, compound interest growth, and capital appreciation based on your investment amount, tenure, and expected annual rate of return.
Key SIP Calculator Capabilities
- 💰 Maturity & Returns Breakdown: Clearly separates Total Invested Capital from Estimated Wealth Gains.
- 📊 Interactive Visual Graph: Visual comparison bar chart showing compound growth over time.
- 🎚️ Flexible Sliders: Easily adjust Monthly Investment, Expected Annual Return (%), and Investment Horizon (Years).
- 🚀 Compound Growth Power: Uses standard monthly compound interest compounding formulas.
How SIP Compounding Works
- Select your monthly contribution amount (e.g., $100 / Rs. 5,000).
- Enter expected annual return rate (typically 12-15% for long-term equity mutual funds).
- Choose your investment tenure (e.g., 5, 10, 15, or 20 years).
- Review the projected maturity wealth accumulated through the power of compounding.
Frequently Asked Questions (FAQ)
What is a Systematic Investment Plan (SIP)?
A SIP is an investment method where an investor contributes a fixed amount regularly (usually monthly) into mutual funds or index funds, benefiting from rupee-cost averaging and compound interest.
What is the formula used to calculate SIP returns?
The formula is: M = P * [((1 + i)^n - 1) / i] * (1 + i), where P is monthly investment, i is monthly return rate, and n is total number of monthly payments.
Can I use this calculator for Nepal Share Market SIPs?
Yes, this SIP calculator works perfectly for open-ended mutual fund SIP schemes in Nepal, India, and global equity index funds.
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